KCB Bank is among the oldest and most profitable banks in Kenya. Customers often search for “how to withdraw money from KCB” because of the multiple withdrawal options available. Here’s a practical guide.
Ways to Withdraw from KCB Bank
ATM Withdrawal
Insert your KCB Debit/ATM card.
Enter PIN.
Select withdrawal amount.
Collect cash.
KCB Branch Counter
Carry your National ID & ATM card.
Fill in a withdrawal slip.
Present to cashier and collect cash.
KCB M-Benki / KCB Mobile App
Login to the KCB App.
Select “Withdraw” → choose “ATM withdrawal” (cardless).
Enter amount → receive a code → use at ATM to withdraw without card.
KCB to Mpesa
Dial *522#.
Choose “M-PESA” option.
Enter phone number & amount.
Funds reflect instantly in your M-PESA account.
Charges (2025 Estimates)
ATM withdrawal: KSh 30–40.
KCB to M-PESA: KSh 15–108 (depends on amount).
Branch withdrawal: varies, usually free for own account.
Branches & ATMs
KCB has over 200 branches and 367 ATMs across Kenya. Use the KCB Branch Finder to check locations.