How to Withdraw Money from KCB Bank Easily (2025 Guide)

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KCB Bank is among the oldest and most profitable banks in Kenya. Customers often search for “how to withdraw money from KCB” because of the multiple withdrawal options available. Here’s a practical guide.

Ways to Withdraw from KCB Bank

ATM Withdrawal

Insert your KCB Debit/ATM card.

Enter PIN.

Select withdrawal amount.

Collect cash.

KCB Branch Counter

Carry your National ID & ATM card.

Fill in a withdrawal slip.

Present to cashier and collect cash.

KCB M-Benki / KCB Mobile App

Login to the KCB App.

Select “Withdraw” → choose “ATM withdrawal” (cardless).

Enter amount → receive a code → use at ATM to withdraw without card.

KCB to Mpesa

Dial *522#.

Choose “M-PESA” option.

Enter phone number & amount.

Funds reflect instantly in your M-PESA account.

Charges (2025 Estimates)

ATM withdrawal: KSh 30–40.

KCB to M-PESA: KSh 15–108 (depends on amount).

Branch withdrawal: varies, usually free for own account.

Branches & ATMs

KCB has over 200 branches and 367 ATMs across Kenya. Use the KCB Branch Finder to check locations.


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